*Disclaimer: The builder incentive is applied toward a 2-1 temporary buydown with rates starting at 3.99% for Year 1, 4.99% for Year 2 and 5.99% for Years 3-30. APR 6.923%. The promotion is for Lot 25 with a purchase price of $599,990. Example assumes a 3.5% down payment ($21,000) and a loan amount of $589,122 on a 30-year fixed-rate FHA loan. Upfront mortgage insurance premium is included in the loan amount.

Year 1: 3.99% (P&I: $2,809/month)
Year 2: 4.99% (P&I: $3,159/month)
Years 3–30: 5.99% (P&I: $3,528/month) 

Monthly payments reflect principal and interest only. Property taxes, homeowner’s insurance, mortgage insurance, and homeowner association dues are not included and will increase the total monthly payment. Financing is offered by Secured Choice Lending (SCL), Branch NMLS #1689518. All loans are subject to credit approval, underwriting guidelines, market conditions, and availability. Not all borrowers will qualify, and rates may vary based on credit profile. Buyer is not required to use SCL to purchase a home; however, use of SCL is required to obtain the advertised rate and incentive. Additional closing costs apply. Restrictions may apply. This is not a commitment to lend. Terms subject to change without notice. Images are for illustrative purposes only. Equal Housing Opportunity. P&I = Principal and Interest. APR = Annual Percentage Rate.